Business firms which embrace the power of online selling and offer their products to the customers using the internet, enjoy a competitive advantage over those firms which are selling the same products using traditional means. Some companies build their point of differential on the basis of online selling and yield high returns. There are a number of different methods that are used for paying online bills. When these whole phenomena of making online payments started, the first most widely used method was the paying through credit cards. Although credit cards are still in use, but there are some threats associated with it which are still present. For example, in the case of credit cards, cyber theft is a very common risk faced by credit card users, a countless number of cases are seen where hackers used details of someone else’s credit cards to make online purchases. Method Offered by VTiger